With 3.5% interest, we understand why more than 80% of French people replaced their Livret A for this investment

The Bfor+ savings account belongs to the family of passbook accounts: your capital is not at any risk, and it is the bank that sets the rate. This investment is useful as a replacement or in addition to the Livret A, which remains capped at 22,950 euros. The Bfor+ booklet accepts up to 4 million euros.

For a first opening of this savings account until December 3, 2026 inclusive, BforBank applies a rate of 3.5% gross for 12 months. You then return to the standard, revisable rate, which is 1.5% gross. The bonus covers the first 300,000 euros and applies from the fortnight following the opening of the account.

According to the BforBank simulator, 3,000 euros left for 12 months brings you 105 euros gross. After the flat tax of 31.4%, the yield is around 2.4% net, while Livret A is limited to 1.7%. Bfor+ savings account: why invest your money with BforBank At BforBank, no commission on your interest.

Your savings account costs you nothing, and your money remains at your fingertips without constraints or withdrawal fees. From the application, you can withdraw your savings whenever you want, without penalty. Practical for unexpected expenses and everyday accidents.

The bank also allows you to open as many booklets as you have projects, in order to create separate envelopes: one for next summer's wedding, another for paying taxes... Please note, however, that only the first booklet opened benefits from the promotional rate. Online subsidiary of the Crédit Agricole group, BforBank has once again won the Excellence Savings 2026 Label for its Bfor+ booklet. You therefore benefit from the know-how of a traditional bank with the flexibility of an online bank.

Click here to take advantage of the offer on the Bfor+ savings account from BforBank *See all conditions on the BforBank website Warning: Investment involves risks, in particular loss of capital. The information provided does not constitute investment advice. Past performance is no guarantee of future performance.

Before making any decision, make sure that the product or asset in question corresponds to your situation and your risk tolerance. This content was produced by an expert from the BFMTV shopping team, independent of the BFMTV editorial staff. com.

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Machine-translated from French