Mr Lecornu, it is the ceiling of the PEA that must be raised, not that of the Livret A!

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The savings of the French already give pride of place to short-term and/or regulated investments, such as the Livret A. However, it is rather long-term investments, such as stocks, that should be favored.

Finally, a measure favorable to savings? The government has just announced the increase in the payment ceiling for the most popular French financial product: the Livret A, of which there are approximately 58 million units and which is therefore held by 83% of French people. Unchanged since 2013 at 22,950 euros, its ceiling would be increased “between 25,000 and 30,000 euros”, indicates the government, an increase of between 9% and 31%. We knew more precisely.

For what? Historically associated with social housing, the Livret A is used in all sauces: “its use will now be open to financing the infrastructure of our public services: electricity production and networks, renovation of water networks, building work in high schools and colleges,” adds the government.

When ? The measure will take effect in February 2027 and will be concomitant with the revision of the tax-free interest served by the Livret A, the rate of which could rise from 1.7% to 2.5% – which…

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Machine-translated from French