France: gas, pensions, parcels, banks… here is everything that changes in November

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Since November 1, several measures have directly affected the wallets of the French. Some increase expenses, while others provide a little purchasing power.

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The benchmark price of gas, published each month by the Energy Regulatory Commission (CRE), increases by 6.6%, going from 182.88 to 194.90 euros including tax per megawatt hour. Only households having subscribed to an offer indexed to this indicator are directly concerned. For them, the CRE estimates the average additional cost at 12 euros in November.

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Good news for private sector retirees: Agirc-Arrco supplementary pensions are increased by 1.4%, after a year of 2025 without an increase. For a pension of 1,000 euros gross, this represents an additional 14 euros per month.

Online shopping, however, is becoming more expensive. The European Union establishes a handling fee of 2 euros per category of items shipped from a country outside the EU. A package containing a coat and shoes therefore incurs 4 euros in additional costs. They are in addition to the customs duties of 3 euros per category already applicable since July to the shipments concerned, with a maximum value of 150 euros.

These costs are paid by sellers or intermediaries, who can pass them on to consumers.

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From November 20, loans of less than 200 euros, certain split payments and loans of up to 100,000 euros will be subject to reinforced supervision. In particular, establishments will have to better inform their customers and check their reimbursement capacity.

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This obligation will also extend to bank overdrafts of less than 200 euros or repayable in less than one month. Authorizations already granted will remain valid.

The winter break began on November 1 and will continue until March 31, 2027. Rental evictions are suspended, with exceptions, as are gas and electricity cuts for unpaid bills.

Machine-translated from French