Why do many people choose Trade Republic to complete their Livret A?
Your Livret A is capped at 22,950 euros, and earns you 1.7% net. If that seems too little to you, Trade Republic has a solution: 3% gross interest per year on your current cash flow.
Livret A has two limits. Its deposit ceiling, which remains set at 22,950 euros, and its rate of 1.7% net, which is valid until January 31, 2027. Beyond this threshold, the money left in your current account earns you nothing.
Trade Republic, a German online bank with more than 10 million customers in 18 European countries, allows you to add value to these sums. Currently, new customers can grow their cash with an exceptional rate of 3% gross interest per year (before tax), up to 50,000 euros. This remuneration comes from partner banks, liquidity funds and a supplement paid by Trade Republic.
Interest is calculated daily and paid monthly, with no monthly subscription fees. Livret A and Trade Republic: how to distribute your savings on a daily basis No need to close your Livret A: keep it filled up to its limit, as precautionary savings. The rest can be placed in your Trade Republic current account, where the 3% gross earns you interest, without blocking the cash.
An end-of-year bonus coming up, a real estate contribution to prepare: Trade Republic supports you on a daily basis. Do you prefer to group everything together in a single application? Trade Republic also offers a Livret A, subscribed to with AXA Banque, which you can display in the same interface.
The card associated with the Trade Republic account puts your spending to work. Its Saveback system allows you to place 1% of your card payments into your savings plan. Next to it, the Round Up function rounds your expenses up to the next euro to save the difference.
When traveling, your cash withdrawals are free and unlimited worldwide from 100 euros. And if you have any questions, customer service responds 24 hours a day, 7 days a week, by chat or by phone. Click here to take advantage of the offer on the Trade Republic account *See all conditions on the Trade Republic website Warning: Investing involves risks, in particular loss of capital.
The information provided does not constitute investment advice. Past performance is no guarantee of future performance. Before making any decision, make sure that the product or asset in question corresponds to your situation and your risk tolerance.
This content was produced by an expert from the BFMTV shopping team, independent of the BFMTV editorial staff. com. The prices indicated are given for information purposes only and are subject to change.
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- BFM Business11 Nov, 21:41Why do many people choose Trade Republic to complete their Livret A? ↗Figures: 22.95 euros
| Publisher BFM Business (established tier) | +76 |
| Checkable figures cited | +3 |
| Detailed summary | +2 |
| Total | 81 |
Method: reports are grouped by the words of their headline and summary; each newsroom counts once; figures are read from the reports as published. Nothing here is written by an AI.