More than 15.4 billion euros have been deposited: life insurance is having the best September in its history
The French deposited 15.4 billion euros on their life insurance in September, proof of the "confidence" of the French in this investment, according to the general director of France Assureurs, Paul Esmein.
Savers deposited the record amount of 15.4 billion euros on their life insurance in September, the France Assurers federation announced on Thursday, bringing the outstanding amounts of these contracts to 2,161 billion euros at the end of September, up 4.6% over one year. The general director of France Assureurs, Paul Esmein, praised the very good level of contributions for the month of September and "the confidence that the French place in their life insurance", during a conference call.
In detail, contributions (equivalent in deposits, in life insurance) saw a slight increase of 2% compared to the same month of 2025 and thus reached the highest level for the month of September. Contributions increase by 7% for unit-linked funds, risky investment vehicles but which can, in good years, yield more than euro funds, guaranteed in capital, which have remained stable. “It still remains solidly positive” Since the start of 2026, contributions have reached 154.2 billion euros, an increase of 9.5 billion euros compared to the same period in 2025.
This is their highest level over the first nine months of the year since 2006. In September 2026, benefits (equivalent to withdrawals) however increased by 6% compared to 2025, amounting to 11.3 billion euros. The “net collection”, that is to say the balance of the amounts deposited and the benefits paid by insurers, therefore amounts to 4.1 billion euros, a slight decrease compared to that of September 2025.
Paul Esmein recalls, however, that even if “it drops very slightly compared to 2025, it still remains solidly positive”. Since the start of the year, net collection amounts to 47.6 billion euros, 6.7 billion euros higher than in 2025 over the same period. Contributions to insurance retirement savings plans (PER) are also up 9% in the third quarter of 2026, reaching 3.3 billion euros.
Since the start of 2026, payments on insurance PERs (including transfers) have increased by 1% compared to the same period in 2025. “The sustained growth of insurance PERs since their launch at the end of 2019 demonstrates the solidity of this long-term savings product, in an economic and financial environment marked by strong uncertainties,” underlines Paul Esmein in a press release.
Machine-translated from French
Not cross-checked yet
Only BFM Business reports this story so far. We show it as a single source until another newsroom confirms it.
- BFM Business29 Oct, 12:50
| Publisher BFM Business (established tier) | +76 |
| Checkable figures cited | +3 |
| Detailed summary | +2 |
| Total | 81 |
Method: reports are grouped by the words of their headline and summary; each newsroom counts once; figures are read from the reports as published. Nothing here is written by an AI.