Net interest margin
The gap between interest earned on loans and paid on deposits.
Definition
The gap between interest earned on loans and paid on deposits.
Why it matters
Banks turn savings into credit: their strength and lending terms shape the financing of the whole economy.
How to read it in the news
Follow lending rates, the volume of loans granted and balance-sheet strength (capital and liquidity ratios).
Notitia newsroom · education, not investment advice.