Crypto: Visa adds the Monad blockchain to its stablecoin settlement network

Coin Encyclopedia Improve your knowledge of cryptos

Monad joins Avalanche, Ethereum, Solana, Stellar, Arc, Base, Canton, Polygon and Tempo in a device whose volumes have increased tenfold in one year.

However, this payment only occurs once the customer leaves the store. It designates the transfer of funds between the cardholder's bank and the acquirer (whom it will be recalled that he collects on behalf of the merchant). This outcome usually follows a schedule of five working days, weekends and public holidays excluded. On a blockchain, funds circulate on Sundays such as December 25.

“Our goal is to give our partners the flexibility to settle on the blockchain networks that best meet their needs. The addition of Monad support expands the options available to our partners and is another step towards building a multi-chain settlement infrastructure for stablecoin payments. »

The volumes follow. Visa has an annualized stablecoin settlement rate of more than $25 billion, ten times more than a year earlier, and boasts more than 225 active stablecoin-backed card programs around the world. The group began in 2021 with a pilot in USDC on Ethereum on behalf of Crypto.com, before opening the Solana faucet two years later.

Let's talk right away about the absentees: neither Tron nor BNB Chain appear on Visa's list, while the first concentrates the majority of USDT transfers on the planet. Launched in November 2025 after a $225 million round led by Paradigm, Monad executes transactions in parallel while remaining compatible with Ethereum tools. His team, from the Jump trading rooms, announces more than 10,000 transactions per second for residual fees.

But speed doesn't solve everything. A company treasurer has no desire to let his competitors sift through his payment flows on a block explorer open to all.

Monad is therefore preparing a brick called Private Settlement, expected in the coming months. It will allow institutions to hide sensitive details of a transaction while opening them up to an auditor or regulator when the request arises. The Monad Foundation says the functionality is built into the protocol itself, so confidential transactions tap into the same liquidity as others without slowing down settlement.

Machine-translated from French