“In 20 years, I have never seen this”: tempting offers from life insurers to keep collections afloat
DECRYPTION - They are increasing their efforts to boost the returns on their funds in euros. Enough to bring the remuneration of certain contracts to almost 6% next year.
Savers can rub their hands. The euro fund, the 100% guaranteed portion of life insurance, is likely to bring in big profits next year. The surge in bond rates is giving fuel to this investment, which is made up of 60 or 70% sovereign and corporate debt.
And insurers, who are seeking at all costs to take advantage of this momentum to collect cheaply, are rolling out the red carpet like never before for their clients. In this case, yield bonuses, of 2 to 3% on new payments, which will be added to the remuneration of the fund in euros for 2027 and 2028. This was 2.65% excluding bonus in 2025.
“This will bring certain contracts to almost 6% in 20 years. I have never seen that,” notes Éric Coudert, the president of Financière de la Seine.
Machine-translated from French
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- Le Figaro31 Oct, 10:30
| Publisher Le Figaro (established tier) | +76 |
| Checkable figures cited | +3 |
| Detailed summary | +2 |
| Total | 81 |
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