For weeks, they've almost moved on from the Livret A: here's the investment adored by thousands of French

When Livret A is full or yields little, you look for another place for your money. Fortuneo's Livret + meets this need: it is an unregulated livret, therefore different from Livret A, with a higher ceiling. To access it, you must first open an individual or joint Fortuneo current account.

It is this opening which gives entitlement to the rate of 5.5% gross, that is to say before taxes. This rate applies for 3 months for a first opening, until December 8, 2026. Then, the rate increases to 1.80% gross.

The offer is reserved for adults, with only one booklet per person. Opening, managing and closing the Livret+ is free. You manage it from the app, deposit money from 10 euros and withdraw it whenever you want.

Interest is calculated fortnightly, i.e. in periods of two weeks. Fortuneo account: a new investment to move from Livret A to Livret+ To switch your savings to Livret+, simply open a new current account with Fortuneo. It includes a French IBAN, cards and banking services.

Once opened, the Fortuneo application allows you to manage everything, balance, alerts, transfers, blocking of the card and monitoring of the Livret+. Upon opening, there is a bonus of up to 260 euros with the code FTN1126, until December 20, 2026. It consists of 160 euros with the Gold Mastercard or 50 euros with the Fosfo card, subject to making 5 payments within 90 days.

Both cards operate with immediate debit and allow free payments and withdrawals anywhere in the world. Add 80 euros for changing banks with neoChange and 20 euros for opening the Livret+. You must keep the account and the card for one year to keep the bonus.

The total amount goes up to 260 euros with the Gold Mastercard and up to 150 euros with the Fosfo card. Click here to take advantage of the offer on Fortuneo for an account and Livret+ *See all conditions on the site Warning: Investment involves risks, in particular loss of capital. The information provided does not constitute investment advice.

Past performance is no guarantee of future performance. Before making any decision, make sure that the product or asset in question corresponds to your situation and your risk tolerance. This content was produced by an expert from the BFMTV shopping team.

The shopping team is independent of the BFMTV editorial staff. com. The prices indicated are given for information purposes only and are subject to change.

BFMTV may receive compensation when one of our readers makes a purchase via the links integrated in this article.

Machine-translated from French