They have almost all said goodbye to Livret A: here is the investment that thousands of French people have adopted since the beginning of November 2026

Obviously, more and more savers are asking themselves the question of the need to keep their Livret A. The Livret + Fortuneo is risk-free and is aimed at any natural person and adult. Each of them can hold a single Livret +.

The latter is opened, of course, online, and a minimum payment of 10 euros is required. It is highly recommended to take these steps no later than December 8. In fact, this allows you to benefit from a rate of 5.5% gross for the following 3 months.

If this amount is calculated on a maximum payment of 100,000 euros, we are still very far from having reached the Livret + ceiling. The Livret + Fortuneo is increasingly overshadowing the traditional Livret A. Another major disadvantage of the Livret A is its ceiling of only 22,950 euros. With the Livret +, savings can be made in complete freedom, since the ceiling increases to 10 million euros.

Of course, money always remains available. Thanks to the Fortuneo mobile application, you can withdraw funds for free and without fees from your Livret +. The opposite is also true by making one-off payments or setting up automatic transfers.

In this second case, you can stop them as soon as you want and without penalties. Another advantage of the Fortuneo application is that all movements can be made 7 days a week, 24 hours a day. Owners of a Fortuneo current account, which is also free, also benefit from instant transfers.

Completely free, and with increased advantages, the Fortuneo Livret + is increasingly overshadowing the traditional Livret A. Click here to take advantage of the Fortuneo offer on the Livret + *See all conditions on the site Warning: Investing involves risks, particularly loss of capital. The information provided does not constitute investment advice.

Past performance is no guarantee of future performance. Before making any decision, make sure that the product or asset in question corresponds to your situation and your risk tolerance. This content was produced by an expert from the BFMTV shopping team, independent of the BFMTV editorial staff.

com. The prices indicated are given for information purposes only and are subject to change. BFMTV may receive compensation when one of our readers makes a purchase via the links integrated in this article.

Machine-translated from French