Overindebtedness: 10.2% additional files filed with the Banque de France since the start of 2026
This number has continued to climb for several years, with an increase of 9.8% already in 2025 and 6% in 2024 in the face of a fragile social context in France, in particular with the decline in purchasing power.
In the context of falling purchasing power, 10.2% additional over-indebtedness files were filed with the Banque de France from January to October 2026, compared to the same period in 2025, according to data from the Banque de France consulted by France Inter on Saturday November 14. The number of files reached 136,097 for the period. An increase in the filing of these files had already been noted in 2025 at 9.8%, as well as in 2024 with an increase of 6% in overindebtedness files compared to 2023.
Situations of over-indebtedness have continued to rise for several years due to a drop in purchasing power, an increase in inflation and unemployment which particularly affect young people. Also read Over-indebtedness: how to spot the warning signs and act before it is too late? Regarding loan repayment incidents, since the start of 2026, between January and October, there have been 803,946 people registered in the incident file.
This is an additional 6% compared to the same period in 2025. In detail, 79,194 people were registered for reasons of over-indebtedness over the last ten months (+6.3%) and 730,136 people were registered for payment incidents (+6.4%).
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- Franceinfo14 Nov, 15:22
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