Livret A ceiling reached? This 3.5% savings account has attracted thousands of French people but no one will tell you
Your Livret A caps at 22,950 euros and you are looking for where to place the rest of your savings? Until December 3, BforBank is offering a promotion on its Bfor+ savings account, with a boosted rate of 3.5% gross for…
The Bfor+ is a passbook account. Unlike Livret A, its rate and ceiling do not depend on the State but on the bank. This savings account accepts up to 4 million euros.
Above all, your money remains available: you can deposit or withdraw it whenever you want, without penalty. As in any approved bank in France, your deposits are covered up to 100,000 euros by the Deposit Guarantee and Resolution Fund. Until December 3, 2026 inclusive, the very first opening of a Bfor+ savings account entitles you to a rate of 3.5% gross for 12 months.
Beyond 300,000 euros, then after these twelve months, the standard rate of 1.5% gross applies. After the single flat-rate deduction of 31.4%, the boosted rate comes to around 2.4% net, compared to 1.7% net for Livret A. Bfor+ Livret: all the advantages of this savings product signed BforBank At BforBank, maintaining a Bfor+ livret costs you nothing, whether for payments, withdrawals, opening, maintaining or closing an account.
Interest is calculated fortnightly and is credited every December 31. You manage everything from the application interface. All you need to do is open a free BforBank current account, then the booklet, providing a copy of your identity document, as well as proof of address and a first payment of 10 euros.
You can also open several booklets and name them according to your plans: one for summer vacation, another for property tax. Finally, the Bfor+ displays the Excellence Savings 2026 Label, which BforBank obtains again this year. A guarantee of confidence for this online bank associated with the Crédit Agricole group.
Click here to take advantage of the offer on the Bfor+ savings account *See all conditions on the BforBank website Warning: Investment involves risks, in particular loss of capital. The information provided does not constitute investment advice. Past performance is no guarantee of future performance.
Before making any decision, make sure that the product or asset in question corresponds to your situation and your risk tolerance. This content was produced by an expert from the BFMTV shopping team, independent of the BFMTV editorial staff. com.
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- BFM Business10 Nov, 06:57
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