Alan and Allianz win a jackpot with Social Security employees

The end of a battle at Social Security. The French start-up Alan, associated with the German Allianz, has just won the contract to become the complementary health insurance for the 170,000 agents of the Union of National Social Security Funds (UCANSS). Although the company headed by Jean-Charles Samuelian had beaten the usual candidates during a call for tenders launched in the spring, the Markets Commission nevertheless refused to rule. Alan filed a summary appeal to try to win this standoff. According to information revealed by Les Echos, a provisional administrator of the Ucanss markets commission ratified the victory of the Alan-Allianz duo.

The gigantic contract concerns the 170,000 employees of family allowance funds or even Urssaf from January 1, 2027, but also their beneficiaries, for a total of more than 300,000 policyholders. A market estimated at 3 billion euros over the next five years. The current contract, held by AG2R La Mondiale, Malakoff Humanis and Aésio, expires on December 31.

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Alan, a “bogeyman in the system”

As Challenges reported on October 20, the five union confederations had written to Matignon to request the postponement of the procedure. “Innovative, Alan outperforms his competitors through technology, personalization and rigorous management of fixed costs, but he is a bogeyman in the system,” explained Frédéric Bizard, economist specializing in health.

Behind this standoff lies the question of the multiple roles of social partners. Present in the governance of Social Security and in the markets commission, the unions also participate in that of certain unsuccessful candidates during this call for tenders. “Consanguinity, not to mention conflicts of interest, pollutes the debates,” said Frédéric Bizard. According to Les Échos, representatives of employers and unions contested, for their part, the method of evaluating the offers.

But the standoff may not be over. According to Les Échos, the unions are preparing an appeal for “excess of power” before the Council of State. Ousted insurers could also take legal action.

Machine-translated from French