Notitia
Time value, discounting, debt vs equity, financial statements.
✦ You invest €53,000; compounding adds €55,959 - 51.4 % of the final capital. Waiting 5 more years would add €51,964.
Educational simulation - not investment advice. Returns are not guaranteed.
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Equally risky stocks (30% volatility), correlated at 0.3. What happens to portfolio risk as you add more?
Most of the benefit comes before 10 holdings; beyond that, market risk remains and no diversification removes it. A pro also diversifies across asset classes and regions.